What happens when a bank manager makes a mistake? When the manager takes advantage of that mistake? Rhianna Ghamble, the manager of a local bank branch in Shepparton, accidentally becomes enlightened as to how she can take advantage of loopholes in the banking system to bank-roll a luxurious lifestyle she has always desired, and thought she deserved. But will she come unstuck when she goes too far and is challenged by Mark Messenger over a deceased Estate? A mystery of pretentious greed, fraud, deceased Estates, inhumane institutions, racism, and the foibles of the human condition, exposed by an amateur sleuth.