This book starts from the application of technologies in financial institutions and financial regulators in
China, and defines the concept and connotation of FinTech and SupTech in the form of topics,
analyses the main problems in the development process, and discusses in depth the future
development and regulatory tendency of FinTech and SupTech.
In recent years, with the in-depth application and cross-domain integration of information technology
in the financial world, FinTech has rapidly developed and has been widely applied, which
brings us an important enlightenment: technical factors will bring fundamental changes for
the development of the modern financial industry. While improving financial efficiency, it has
an impact on the core financial problems such as information matching and mutual trust
solving, making it urgent to improve financial supervision capacity and regulatory efficiency
through information technology to effectively guarantee financial security. At present, many
Chinese financial institutions have applied technologies to their daily operations and
management, such as accurate customer identification, enhanced process tracking, intelligent
marketing, and product process transformation, so as to simplify financial service processes
and shorten service cycles. Meanwhile, the financial regulators in China, such as PBOC,
CBIRC, CSRC, have also applied technologies to the area of financial regulation, in order to
reduce the cost of regulation, and promote the efficiency and effectiveness of regulation.
In General, this book both pays attention to practical application and theoretical, which is a useful
reference book for theoretical research and practical work, and also helps readers to
understand the application of technologies in financial institutions and financial regulators in
China.