Although, you understand the importance of good credit, you may be wondering if it's attainable. You are not alone. Many Americans are suffering from a FICO score decline and becoming frustrated with the credit repair process. If your ultimate goals are to repair your credit and maintain a good credit score; doing it yourself is the most cost-effective approach. Increasing your credit score will result in approvals of low interest rates on loans and lines of credit. This self-help guide will give you the knowledge, tools, and credit secrets to rebuild repair and restore your credit like a professional even during a pandemic. In it, you get: -Instant Credit Boost Tips-Action Steps to make sure you never make a late payment -Tips to get pre-approved without running your credit -How to obtain positive tradelines -Actions steps to recover from identity theft -How to remove negative items from your credit report -Pre-Typed Dispute Letters for all 3 credit bureaus