Description
The National Retail Federation predicted that retail sales will increase by 3.6% to 4% in November and December, reaching $682 billion.
And according to a recent GOBankingRates poll, over two-thirds of
Americans want to spend at least $100 more on holiday shopping this year than usual.
Spending at the end of the year may break any committed saver's budget between the holiday ham and toys for the kids.
Here are 40 strategies for reducing holiday expenditures and relieving financial stress.
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