BASIC FINANCE: AN INTRODUCTION TO FINANCIAL INSTITUTIONS, INVESTMENTS & MANAGEMENT offers a proven "modular" approach to help users learn finance concepts quickly and easily. The text offers a strong finance foundation focusing on Internet resources and sample number problems, cases, and calculator solutions using a Microsoft Excel appendix. The text introduces the time value of money using three approaches to reinforce the concept—interest tables, financial calculator keystrokes, and investment analysis calculator software created specifically for the Mayo books.