From an 18 year old graduating from high school, flunking out of community college, entering into the armed forces, protecting and serving my family and nation, to speculating in wild high risk investments in search of riches. Most of the high risk investments went belly up, and some going wildly in my favor, I found the difference in the poor, the rich and the wealthy, by the age of 22. Oddly enough by the age of 25 I found myself divorced, broke and couch surfing. About the author... This book takes place between the age of 18 and 27 by the time I release this book I will be just about 30. I wanted time to go by after writing this book so that I could apply my ideas to my personal life so that by the next book, the ideas in my way of thinking will prove true or false. Only time will tell.......