Bad credit can get better, A bad credit report can prevent you from getting a mortgage, car loan, credit card, apartment, or even a job. The sensible strategies in Credit Repair help you take control of your finances, clean up your credit report and rebuild your credit. Learn how to: Prioritize debts and create a budget, Reduce debts and cut expenses, Negotiate with creditors, Correct credit report errors and remove old information, Add positive information to your credit report, Adopt strategies to rebuild your credit, and avoid identity theft and credit repair scams. Updates to the 15th edition of Credit Repair include new credit reporting standards for medical debts and revised rules about what debt collectors must include in collection notices. More at Nolo.com, With this book you get access to a companion web page on Nolo.com where you can: Instantly download the forms and letters in this book, Get important legal updates. Plus, in Nolo.com's Debt Management center, you'll find even more help from the experts at Nolo: Hundreds of valuable articles and FAQs, More legal forms. And if you decide you'd like a lawyer's help, you can visit our other sites, Lawyers.com and Avvo.com, for free, in-depth profiles of lawyers in your area.