When she finds herself sole legal guardian of her teenage sister and the heir of a significant fortune, Harper Maddox drops out of medical school to move back to her small hometown of Willow Creek, Georgia. Her return brings her face to face with Russell Hart (aka Cowboy), her fiercely independent and sexy first love who broke her heart three summers ago after gaining her wary trust. Harper is determined to protect her heart and resist Cowboy's allure, but when she decides to remodel and reopen her parents' B&B, she must turn to the one man she was determined to ignore for advice and assistance. Cowboy proves to be a surprising ally and friend, and it's only a matter of weeks before she finds herself falling for him all over again. He appears reformed, but Harper still questions his ability to fall in love. Will Harper's fear of getting hurt outweigh a chance at true happiness?