There is no such thing as coincidence. Or is there? Are random occurrences which take place at the same time, or in the same location, totally unrelated events? Or do they converge in time or in space in order to right a wrong or to put the universe back on track?In other words, is there a connection between the dead fencer found by the firefighters in Andy Yesley's cellar and the 20 year-old baby's skeleton also discovered there? This is what insurance investigator Amy Lynch must determine as she delves into the fall-out from what at first appears to be an ordinary fire loss.