This book represents my endeavour to disseminate financial knowledge and empower individuals to make well-informed investment decisions. Presently, there is a significant lack of awareness surrounding personal finance, leading many to make costly investment errors and incur losses. In my view, personal finance is a crucial component of individual well-being, and reliance on others for investment decisions should be minimized. It is my aspiration that this book will foster a broader understanding of personal finance across all age groups.