A unique aspect of this text is its active approach. This text will get your students thinking about their current situation and financial goals and encourage them to put these in writing to use as a guide and revise throughout their lives. Sections are oriented around specific action-items for students. The more a student involves themselves in the assessments, exercises, and worksheets provided, the more they will discover about their current habits and how to improve them for greater financial freedom. Students have many different financial goals, but none are more important than having a basic understanding of financial issues and peace of mind about their decisions. The ultimate goal of is to get students to this point as a first step to achieving the many financial goals they have set for themselves.