Mortgage Secrets, Strategies, & Warnings provides readers with inside information on how to save thousands of dollars when obtaining a home mortgage. Knowledge is powerful when negotiating a mortgage and making financial decisions as well as having trust and transparency with your originator. Don't make a decision this big without understanding the following: Fundamentals to Borrowing Money - Your Credit Report and How to Improve Your Score - How the Mortgage Application Process Works - Underwriting Standards - Additional Mortgage Options - Strategies to Negotiating a Great Mortgage - Secrets Lenders and Loan Officers Don't Want You to Know - Warnings: Avoid Surprises and be Prepared for What Can go Wrong After reading this book, you will have the knowledge to save time, money, and avoid stressful situations when you apply for a mortgage. You will be able to utilize the fundamentals in this book throughout your lifetime whenever you decide to borrow money.