This book, Now You Have Money is the fourth in my five part series on personal finance. The topics in this book deal with effectively using money that you have access to. It addresses issues related to mortgages, investing, retirement accounts and other issues you are likely to encounter once you start to built a significant nest egg. It relies on the strong foundation set in the first three books of the series. The knowledge you gain in this book can make the difference between being able to retire, and being able to retire comfortably. As a bonus, Book 5, "Money for Fun" is included with Book 4. Book 5 contains inspiring stories and discusses other issues related to achieving the success of true financial security. Applying the knowledge you gain in all five books will give you the financial knowledge to Never Make an Uninformed Financial Decision Again.