There is a common misconception about planning for your retirement: that if you work your entire life, the government will take care of you once you retire. But this could not be further from the truth! There are many barriers to creating a sound retirement plan and knowing how components of retirement plans function and what retirement products will benefit you personally is an essential part of your planning. , gives an outline and the knowledge needed to navigate retirement on your terms and to make your investments work for you. This in-depth look at the inner workings of the components of retirement savings is a guidebook on how to get the most out of your savings.