There has not been a single utility as important, as influential, or as impactful as money throughout human history. Whether you love it or hate it, you cannot dismiss the importance of money. You have basic needs and wants in life, and the only way to fulfill them is to have money in your bank account. To make money, you need to have money. It is a sick paradoxical phenomenon that keeps you in an endless loop.
As your money starts to slip, your problems start to shape into a hideous monster. The little money you make feeds this giant monster that gets harder and harder to tame. Worse, it ends up pulling you in its grip, and you will struggle all your life to free its grasp.