Joanna Crotchley, a nurse, is knocked off her bicycle by John Smithers, a banker. While the Police and Joanna's Father want him to be charged with dangerous driving, and for Joanna to sue him for damages, Joanna feels attracted to John. Her father insists on his lawyers suing John, while John is promoted by his bank to a new branch many miles distant. Can he and Joanna find a solution? A sexually explicit romantic story.