It's no surprise that a record number of Americans are declaring bankruptcy while consumer debt and foreclosures are at an all time high. Many adults simply don't have the basic financial knowledge to safely navigate today's environment of predatory lending, identity theft, and nonstop consumer marketing. What's more, they don't know how to leverage to their advantage the valuable financial tools they do have. teaches young adults important lessons in personal finance that they likely aren't learning at home or in school. Armed with this information, they will be better prepared to achieve their financial goals while avoiding common pitfalls.