This easy-to-understand book gives specific steps you can take right now to become more financially secure. Danny teaches how to: - Raise a family of four on less than $40,000 a year - Easily track your expenses and spending - Save over $5,000 a year - Establish an emergency fund - Pay off all your debt - Invest for retirement and college - Teach your child(ren) how to manage money - Live a "wealthy" life with little money Many feel intimidated and confused when it comes to managing money-this book makes it easy. ABOUT THE AUTHOR Danny Kofke is currently a special education teacher in Georgia. His love of teaching and finances led him to write two books, appear on dozens of TV shows, get quoted in many major print publications, and be heard on hundreds of radio shows. ADVANCE REVIEWS "...lays out in very simple terms a solid, wise approach to managing personal finances...during these times of financial crisis...offers hope and relief." -- Juan Williams, Journalist, political analyst for Fox News Channel, author of Muzzled: The Assault on Honest Debate "...key principles for building a strong financial foundation from an early age." -- Samuel T. Jackson, Founder, chairman & CEO, Economic Empowerment Initiative, Inc. "His advice is solid, simple, and sound." -- Kimberly Palmer, Author of Generation Earn and personal finance columnist at US News & World Report "...an inspiration to anyone trying to save money and live on less." -- Dr. Pat Robertson, Host of The 700 Club and founder of The Christian Broadcasting Network "I am buying this book for all of my grandchildren." -- U.S. Senator Johnny Isakson "Make this book part of your library." -- Neale S. Godfrey, CEO & Chairman Children's Financial Network, Inc. "...friendly, conversational language shows how not just to stretch a dollar, but how to derive true value from it." -- Donna Freedman, MSN Money personal finance columnist "A wakeup call...gives you solutions in very practical ways to meet the financial problems you're facing." -- Dr. Marilyn Hickey, president, Marilyn Hickey Ministries