Owning a home of your own is a wonderful experience. I'm sure most people would like to own a home of their own but are too aprehensive about the process. This book will help educate you on the homebuying process from start to finish. This book will prepare you for the responsibility of buying and maintaining your home. There is down payment and closing cost assistance available. Down payment could be as low as 3%, and some other fees can be payable at closing. That gives you at least two months from the time you sign the contract until you must come up with the rest of the money. And there's help that can lower your 3%. There's free housing counseling, homebuying education courses, individual and group sessions available to you. Owning a home is so much more pleasurable than renting. When you own your own home, you possess a sense of pride, and excitement. You're proud of where you live and don't mind the work it takes to keep your house looking good. But again buying a home comes with responsibility too. You're more apt to invite guests over and show off your new house. Your house gives you more rooms to decorate, more rooms for storage, more room for play. This book will guide you step-by-step from deciding if homeownership is right for you until you get the keys and move into your new home and the steps in between. I also include Section 8 Homeownership. If you want details about purchasing a home with your section 8 Homeownership Voucher, please purchase "Affordable Homes and Apartments Presents Buy a Home With Your Section 8 Homeownership Voucher" available on kdp.amazon, barnes and nobles and www.housingandemergencyservicesforlowincomepeople.com If you want more information about grants, subsidy grants, down payment and closing cost assistance, homebuyer education and counseling, please purchase my book "Free Money for Homebuyers" also available on kdp.amazon, barnes and nobles and www.housingandemergencyservicesforlowincomepeople.com