We can achieve ALL of these goals with the newest release from Ron Kness called "Debt Management". Based on these exciting teachings, you will learn about all the dramatic benefits of keeping debt to a manageable level and establishing (and keeping) a good credit score. This book is built around a very clear, concept: spend money wisely. It's not just about keeping consumer debt low and credit score high. Having great credit scores with proper debt management is linked to making wise purchases. This is because one knows the value of money and only buys what is needed but not necessarily wanted. In this book, we look at ways to improve your own credit score with proper debt management, starting with knowing how much money is coming in and going out each month. This book also looks at the many other steps that can be taken to support this goal, from making a realistic budget, to cutting out frivolous spending, to paying off debts (especially loans) early. The choices you make about budgeting and spending has an impact on your credit scores and is accomplished with proper debt management. In "Debt Management", we'll cover all the bases, giving you everything you need to know how to live within your means.