Banking systems, along with other constituents of the financial sector, help to mobilize financial surpluses of an economy and transfer them to areas of financial deficit. Banking systems provide a wide variety of financial assets to the general public, where savings collected from the household sector are pooled together and allocated to various sectors of the economy for raising production levels. If the allocation of credit is judicious and socially equitable, it can help achieve the twin objectives of growth and social justice. This reference dictionary is designed as a single source guide to the all-pervasive field of money, banking, and finance. It provides easily comprehensible definitions and explanations of terms and concepts used worldwide. Meticulously cross-reference, it also includes helpful illustrations. The book will benefit teachers and students of economics, commerce, law, and management, as well as bankers, corporate executives, legislators, and government officials.