In the Palmchat Islands, where the New Year ushers in hope and joy, Beanie and his family revel in a dazzling fireworks display. Little do they know that the night's festivities will soon give way to a chilling mystery. As the first light of the year graces the sleepy island, Beanie heads to the backyard to stow away the lawn chairs, only to stumble upon a strange scene. A man staggering toward him, wounded and seeking help. The victim turns out to be the wealthy owner of a loan company with lots of enemies, from an employee fired for shady business practices to an ex-partner looking for revenge after being kicked out of the company. As Beanie delves into the labyrinth of secrets, he uncovers a trail leading to a sinister scheme. The motives are tangled, the suspects unpredictable, and the danger lurking becomes palpable. With every revelation, Beanie navigates the twisted paths of betrayal and stumbles upon a startling revelation that unveils a plot that no one could have anticipated. In , Beanie races against time to unravel the threads of deception. Can he unveil the truth before the clock strikes twelve? Cozy up with this page-turner and join Beanie on a thrilling journey where danger lurks behind every corner, and the new year brings more than just resolutions.