T he college and financial aid planning process can be a confusing puzzle. This workbook helps families plan ahead so that all of the pieces come together. If I Knew Then, What I Know Now, is a true story of one mother’s struggle to find help with putting all of the pieces of the college search, financial aid, scholarships, athletics, extracurricular activities, together. Through trial and error she learns how to help her children with the process. This workbook was also written to help parents and students with early college awareness. College and especially financial planning for college should start as early in a child’s life as possible. Colleges are expensive and every family/team needs a plan!