This informational booklet guide has been updated to include new and improved Example Answers for credit card disputes. If you have been served notice of a credit card lawsuit. This informational booklet has tons of knowledge on how to educate yourself. This isn't legal advice, the information provided is only for informational purposes. There is a BIG secret that credit card companies don't want you to ever know. If you knew this information you could stop credit card judgments and even void them not to mention get out of credit card debt...It's true but most people don't know about this powerful information so they agree to make payments to avoid judgments or worst have their paychecks garnished....Did you know that ONE in FIVE Consumer Credit reports contains errors? That means that for every five people one person has errors in their credit report file.... This information was released by the FTC, Federal Trade Commission! The FTC is the only federal agency with both consumer protection and competition jurisdiction in broad sectors of the economy. So you can trust that these numbers are very correct. It might even shock you to learn that when it comes to winning judgments credit card companies rarely can prove how they can collect on the debt! This could mean the credit card company or collection agency hounding you to pay up may not be able to win if you challenged the debt.... Yes, that's right, you could challenge your credit card company or collection agency to make them prove they can collect in their own name. This information booklet will reveal the ins and outs of credit debt and how you can protect yourself against credit card debt collectors in lawsuits.