Unfortunately, many of the answers provided by the financial industry have been based on belief and conjecture rather than data and evidence—until now. In , hugely popular finance blogger Nick Maggiulli (/OfDollarsAndData) crunches the numbers to answer the biggest questions in personal finance and investing, while providing you with proven ways to build your wealth right away. You will learn: - why you need to save less than you think - why saving up cash to buy market dips isn’t a good idea - how to survive (and thrive) during a market crash and much more. By following the strategies revealed here, you can act smarter and live richer each and every day. It’s time to take the next step in your wealth-building journey. It’s time to .