When a ferocious hurricane rips through southern Florida, insurance fraudsters, amateur occultists, and ex-cons waste no time in swarming over the disaster area. And caught in the middle are Max and Bonnie Lamb, honeymooners who abandon their Disney World plans to witness the terrible devastation. But when Max vanishes, Bonnie, aided by a mysterious young man with a tranquilizer gun and a roomful of human skulls, has to follow her only clue: a runaway monkey.