A night of passion. A raging fire. A home destroyed. The sun returned and Joey and Marti felt they had turned a corner in their relationship. Only when they turned the corner, they ran right into the insurance adjustor, Finn. She wasn't just any woman, though. She was the one woman Joey always believed he'd spend the rest of his life with, but they couldn't make it work. Soon it was obvious Finn didn't just want to adjust the value of the house, but remind Joey of the value of their relationship, and adjust his attitude about the future. Suddenly, Joey struggles to choose between two women...one who has never and would never hurt him and one that his heart can't let go despite the hurt. He's not the only one with a choice to make. Never again will Marti allow anyone to make her question her own worth. A tempest brews. A man is torn. A woman refuses to wait.