This is a five week, . . . course that will help the student: - assess where they are, - learn the difference between wants and needs, - learn when to avoid the deals and when to embrace them, - discover spending habits to change or update, - discover where they can recoup lost income, learn how to pay down debt, and more! These lessons all come straight from the author's life as head of a low-income family. This author lives squarely in what many have come to label, "the working poor". "The Working Poor" are those who have jobs of some description, but are unable to or struggle to pay the bills on a regular basis. This author is not a financial advisor in any way, not an accountant, nor a debt-loan officer. Therefore, the lessons taught here are down-to-earth, practical, and will leave the student walking away with a clear idea of where they are, where they need to go, and how to get there.