Are you looking to get a credit card? First, I want to ensure you hate debt and credit cards even more. This is not a love/hate relationship; it is a hate/hate relationship. Debt and credit cards are evil and ruin lives. That being said, they are a necessary evil. We must conquer their allure and use them effectively. This is the best way to ensure we never roll over a charge. If you can manage your credit card effectively, you'll enjoy all the benefits of leverage later in life. Good Luck!