A chance meeting on a train leaves single mom, Jennifer Smallwood fantasizing about a handsome stranger. When her young daughter introduces her to her cute, "old" friend from the park, Jennifer is shocked to find he's the hunk from the train. Mick Reilly is divorced and tired of denying his natural preference in women and of being single. When he and Jen succumb to desire during their third meeting, he knows he wants more than a casual fling with her. Although Mick's pursuit leaves Jen longing to surrender to him, she's determined to retain complete possession of her independence and her emotions. Mick is just as determined to win her heart and to convince her she can safely lean on him.