This Workbook works hand-in-hand with our paperback and e-book of the same title to guide you through the process of buying your first home -from understanding personal finances and real estate markets to dealing with agents. We'll simplify mortgages and help you find the perfect abode. Detailed worksheets and questionnaires will assist you in house hunting, preparing for making an offer, and then –get ready for thrill –closing the deal! We won't stop there; we'll also discuss move-in day preparations and emotional impacts of homeownership. Life isn't always easy, nor are property markets. So, we'll explore strategies for surviving downturns while thriving during upturns, focusing on long-term equity building in our homes as future security investments. If past hurdles have stopped you -low credit scores or lack of employment history preventing loan approval –don't fret! We've got steps lined up to help you! Whether you're young adults with big dreams, weary renters seeking stability, or couples starting families —our book/ workbook aims to make these dreams come true! So, fasten your seatbelt! Let's journey through WORKBOOK: "Dreams of Owning Your First Home:12 Steps To Overcome Your Fears And Turmoil In Any Market ". With patience (and perhaps some caffeine), let's make those dreams a reality! Your author, K.G Daly, with an MBA and global market experience, as well as having successful businesses as a Texas real estate agent, professional home inspector, and mortgage loan officer, will expertly coach you as he has done for hundreds of friend clients over many years.